When you invest in the UK & Europe Step Down Kick-out Plan (CA101), you may receive an accumulated return of 9.50% for each year of your investment depending on the performance of the FTSE 100 Index and the EURO STOXX 50 Index. 

The Plan has the potential to mature early (kick-out) on an Anniversary Date where both Indices are at or above predetermined kick-out levels.

The required kick-out levels reduce by 5% on the fourth anniversary, and annually thereafter. The required Final Index Levels are reduced to 85% of the Initial Index Levels on the Investment End date.

Capital is at risk if one or both of the Indices closes below 65% of its respective Initial Index Level on the Investment End Date. 
You could lose some or all of your Initial Investment.

Overview

• Investment Term: up to six years
• Potential return of 9.50% per annum, payable on maturity
• Possible kick-out from year two, and annually thereafter
• Kick-out levels reduce by 5% of the Initial Index Levels on the fourth anniversary, and annually thereafter
• Final Index Levels: 85% of Initial Index Levels 
• Counterparty is Credit Agricole CIB, which holds an 'A+' credit rating from Standard & Poor's
• Invest from £10,000 (£5,000 for JISA)