Investment Management

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As an independent investment manager, not tied to any funds, products or large institutions, we offer you transparency and flexibility to ensure that your objectives are met efficiently and successfully.

UK Step Down Kick-out Plan (CA102)

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When you invest in the UK Step Down Kick-out Plan (CA102), you may receive an accumulated return of 6.50% for each year of your investment depending on the performance of the FTSE 100 Index.

The Plan has the potential to mature early (kick-out) on an Anniversary Date if the FTSE 100 Index is at or above a predetermined kick-out level.

The required kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and annually thereafter, stepping down to a required Final Index Level of 75% of the Initial Index Level.

Capital is at risk if the Index closes below 65% of its Initial Index Level on the Investment End Date.
You could lose some or all of your Initial Investment.

Overview

Investment Term: up to seven years
Potential return of 6.50% per annum, payable on maturity
Possible kick-out from year two, and annually thereafter
Kick-out level reduces by 5% of the Initial Index Level on the third anniversary, and annually thereafter
Final Index Level: 75% of Initial Index Level
Counterparty is Credit Agricole CIB, which holds an 'A+' credit rating from Standard & Poor's
Invest from £10,000 (£5,000 for JISA)

Key dates

ISA/ JISA transfer deadline

27 December 2024 (Stocks and Shares and Cash)

Application deadline

13 January 2025

Investment start date

17 January 2025

Anniversary dates

18 January 2027, 17 January 2028, 17 January 2029, 17 January 2030 and 17 January 2031

Investment end date

19 January 2032

Product material

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