Investment Management

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UK Step Down Kick-out Plan (HS538)

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When you invest in the UK Step Down Kick-out Plan (HS538), you may receive an accumulated return of 6.50% for each year of your investment depending on the performance of the FTSE 100 Index.

The Plan has the potential to mature early (kick-out) on an Anniversary Date if the FTSE 100 Index is at or above a predetermined kick-out level.

The required kick-out level reduces by 5% of the Initial Index Level on the fourth anniversary, and annually thereafter, stepping down to a required Final Index Level of 85% of the Initial Index Level.

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date.
You could lose some or all of your Initial Investment.

Overview

Investment Term: up to six years
Potential return of 6.50% per annum, payable on maturity
Possible kick-out from year one, and annually thereafter
Kick-out level reduces by 5% of the Initial Index Level on the fourth anniversary, and annually thereafter
Final Index Level: 85% of Initial Index Level
Counterparty is HSBC Bank plc, which holds an 'A+' credit rating from Standard & Poor's
Invest from £10,000 (£5,000 for a Junior ISA)

Key dates

ISA/ JISA transfer deadline

20 January 2025 (Stocks and Shares and Cash)

Application deadline

5 February 2025

Investment start date

10 February 2025

Anniversary dates

10 February 2026, 10 February 2027, 10 February 2028, 12 February 2029 and 11 February 2030

Investment end date

10 February 2031

Product material

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