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UK Step Down Kick-out Plan (HS558)

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When you invest in the UK Step Down Kick-out Plan (HS558), you may receive an accumulated return of 6.15% for each year of your investment depending on the performance of the FTSE 100 Index.

The Plan has the potential to mature early (kick-out) on an Anniversary Date if the FTSE 100 Index is at or above a predetermined kick-out level.

The required kick-out level reduces on the third anniversary, and annually thereafter, stepping down to a required Final Index Level of 75% of the Initial Index Level.

Capital is at risk if the Index closes below 60% of its Initial Index Level on the Investment End Date.
You could lose some or all of your Initial Investment.

Overview

Investment Term: up to six years
Potential return of 6.15% per annum, payable on maturity
Possible kick-out from year two, and annually thereafter
Kick-out level reduces on the third anniversary, and annually thereafter
Final Index Level: 75% of Initial Index Level
Counterparty is HSBC Bank plc, which holds an 'A+' credit rating from Standard & Poor's
Invest from £10,000 (£5,000 for JISA)

Key dates

ISA/ JISA transfer deadline

24 March 2025 (Stocks & Shares and Cash)

Application deadline

9 April 2025 (2 April 2025 for ISA and JISA investments for the 2024/25 Tax Year)

Investment start date

14 April 2025

Anniversary dates

14 April 2027, 18 April 2028, 16 April 2029 and 15 April 2030

Investment end date

15 April 2031

Product material

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