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UK Step Down Kick-out Deposit Plan (SAN091)

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The UK Step Down Kick-out Deposit Plan (SAN091) provides the potential to receive an accumulated return of 5% p.a. depending on the performance of the FTSE 100 Index.

The Plan has the potential to mature early (kick-out) from the second Anniversary Date and annually thereafter, stepping down by 5% each year to a required Final Index Level of 85% of the Initial Index Level.

On the Investment End Date, an investor will not receive a return on their Initial Investment if the Final Index Level finishes below 85% of the Initial Index Level.

An investor could lose some or all of their Initial Investment if Santander UK plc were to fail or become insolvent during the Investment Term, and the amount exceeds the Financial Services Compensation Scheme (FSCS) limit.

Overview

Investment Term: five years
Potential return of 5% per annum
Kick-out from year two, and annually thereafter
Kick-out level reduces by 5% on the third anniversary, and annually thereafter
Final Index Level: 85% of Initial Index Level
Deposit Taker is Santander UK plc, which holds an 'A' credit rating from Standard & Poor's
Invest from £10,000

Key dates

ISA transfer deadline

15 August 2025 (Stocks & Shares and Cash)

Application deadline

29 August 2025

Investment start date

5 September 2025

Anniversary dates

6 September 2027, 5 September 2028 and 5 September 2029

Investment end date

5 September 2030

Product material

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